FinCEN Registered MSB

Crypto Payments
for Every Business.

Accept USDC and USDT payments with QR codes, API integration, and real-time settlements. From small shops to enterprise platforms.

1%
All-in fee
$0
Monthly cost
2 Chains
Base + Tron
0
Chargebacks

Two Ways to Accept Crypto

Standard payments for businesses of all sizes. White-label platform for operations that want their own brand front and center.

Standard
EruditePay
For small & medium businesses. Start accepting crypto in minutes.
  • QR code payments
  • API integration
  • USDC (Base) + USDT (Tron)
  • Real-time dashboard
  • Webhook notifications
  • Custom brand colors & logo
  • Powered by EruditePay
1% per transaction
No monthly fee — no minimums
Get Started
Enterprise
Erudite Enterprise
White-label platform for larger operations. Your brand on everything.
  • Everything in EruditePay
  • Your brand on all payment pages
  • Custom colors & logo
  • Remove “Powered by EruditePay”
  • Custom domain (coming soon)
  • Priority support
  • Volume pricing
Contact for pricing
Volume-based — custom contract
Contact Sales

How It Works

Four steps. No technical knowledge required. Start accepting crypto payments today.

1

Sign Up & Connect

Create your account in 30 seconds. Connect your wallet address. No KYC for standard tier.

2

Create a Payment

Enter an amount, pick USDC or USDT. Get a QR code and payment link instantly.

3

Share with Your Customer

Customer scans the QR code or clicks the link. Sees a branded payment page with amount and address.

4

Get Paid

Payment confirms on-chain. Settled to your wallet. You keep 99%. We take 1%.

Built on Open Standards

EruditePay supports 4 payment protocols for maximum compatibility with AI agents, commerce platforms, and direct payments.

x402
Active
HTTP micropayments for AI agents & APIs
ACP
Active
Agent Commerce Protocol — Stripe & OpenAI
AP2
Active
Agent Payment Protocol — Google agents
UCP
Active
Universal Commerce Protocol — Google commerce

What You Actually Pay

Every processor advertises a low fee. Here's what merchants actually pay on a $100 sale.

Processor Advertised Fee What They Don't Tell You Actual Cost
EruditePay 1% Nothing. That's the whole fee. Swap, gas, conversion, settlement — all included. $1.00
BitPay "1%" Requires $1M+/month volume for that rate. Under $500K it's 2% + $0.25/tx. Buyer pays network fees too. $2.25+
Coinbase Commerce "1%" Self-managed plan has no fiat withdrawal. You pay exchange fees on top to cash out. $1.00 + exchange fees
NOWPayments "0.5%" That's without conversion. Auto-convert to stablecoin is 1%. No fiat off-ramp included. $1.00 + DIY off-ramp
Stripe "2.9% + $0.30" Plus international card fees, currency conversion, and chargeback disputes. $3.20+

Our fee is simple

1%

That covers everything — DEX swap, gas, conversion, and settlement to your wallet.

See Full Comparison

Built for Two Chains

Accept payments on Base (EVM) and Tron — the two networks that move the most stablecoin volume in the world.

Base (EVM)

Coinbase's Layer 2. Sub-cent gas fees, 200ms settlement. Where the Western merchant ecosystem is headed — Shopify, Coinbase Commerce, and the Commerce Payments Protocol all live here.

Tron Network

Over 50% of global USDT volume runs on Tron. Dominant in Southeast Asia, Africa, and Latin America. If your customers hold USDT, they're probably on Tron. EruditePay merchants on Tron benefit from Xenon-P (XNP) — zero-gas transaction relay for holders.

🔒

No Chargebacks

Crypto payments are final. No disputes, no fraud reversals, no chargeback fees. Once a customer pays, it's yours — permanently settled on-chain.

Instant Settlement

No waiting 3-5 business days for funds. Payments confirm on-chain in seconds to minutes, then USDC hits your wallet. Cash out to your bank whenever you want.

Built for Real Businesses

We built EruditePay for the businesses that actually need a better payment option.

🏪 Street Vendors

Accept crypto from tourists and travelers. One QR code, any wallet.

🛒 Online Stores

Tired of 3% credit card fees and chargebacks? Pay 1% with zero disputes.

💼 Freelancers

Get paid by international clients without wire fees or currency conversion delays.

🏢 Enterprises

White-label the entire platform. Your brand, your domain, your customers never see EruditePay.

FinCEN MSB #31000283503553
Doxxed US Founder
11-Tool Audited

Ready to get started?

Sign up in 2 minutes. No credit card. No approval wait. Connect your wallet and start accepting payments today.

Get Started — Free Enterprise Solutions →